Imagine you showed up to the park, and found some folks playing an unfamiliar game. Even though you don’t know the rules of the game they’re playing (or even the language in which the rules are expressed), you have no choice but to join the game. How, then, can you participate meaningfully?

This may sound a bit far-fetched, but believe it or not this situation is analogous to that of the vast majority of us in the consumer capitalist society we live in today. Living in such a society requires participation in the game called “Finance” (whose rules are not fully understood by the vast majority of its participants) – even if the participants aren’t fully aware of their participation!

The conventional understanding is that the most important role of this game is to facilitate the exchange of goods and services, which is considered to be essential for the smooth functioning of the modern society. To be a successful participant in this game, you need to at least master your personal Finances, i.e., your own personal contribution in this game – measured in monetary terms.

In order to achieve this mastery, it’s necessary to understand the rules of the game of Finance. While it may be possible to understand the rules of the game at a high level qualitatively, these rules are inherently quantitative in nature. Since quantitative rules are best understood using Math, Math is the language of Finance. However, understanding the rules of personal Finance does NOT require proficiency in advanced Math – instead familiarity with the language of basic Math is sufficient for this purpose.

Developing fluency in basic Math is the only reliable way to make the rules of personal Finance work in your favor instead of against you!

Unfortunately, many people find personal Finance and/or basic Math confusing (as a result of how these subjects are approached in traditional schools). Even those who are formally trained in Math lack sufficient training in Finance, and don’t really seem to be able to translate their knowledge to the domain of personal Finance (and vice versa). As a result, it’s not uncommon to see highly qualified professionals making very high incomes still ending up with not very much to show (monetarily speaking) to their names for all their years of hard work. Consequently, mastery over one’s own personal Finances is a very rare skill, even among the pros.

In our Play Studio, we’ll learn how you can master the personal Finance game using nothing more than basic Math, and conversely, develop fluency in basic Math using personal Finance.

About Us

We are philomaths who ardently believe that developing fluency in the underrated language of Math can enrich you not just mentally, but also financially.

We think that the attitude of the general public towards Math – apathy, apprehension, boredom, and the like – is very unfortunate. This is because Math is conventionally taught from the point of view that it’s a useful tool – especially useful in academia and sciences.

However, what is not as well-known is that Math is actually applicable in everyday life outside of academia and sciences. One of the most important applications of Math in everyday life is to your personal Finances (but you wouldn’t guess that based on how Math is traditionally taught in schools!). An additional side-benefit of developing fluency in Math is that it will allow you to master technical concepts and skills that can be critical for a successful career in the 21st century, e.g., in technical fields such as Machine Learning.

The biggest players in the modern financial industry employ scores of people with advanced Mathematical skills who can build and leverage complex models to make them astronomical profits. Clearly, Math can be used to make some serious money! However when it comes to personal Finance, such complex Math is unnecessary – we believe that using basic Math smartly is more than enough to take charge of your financial destiny.

The blog accompanying this website features introspective posts on topics in personal Finance viewed through the lens of basic Math. Through our writings, we aim to demystify some popular and important concepts in personal Finance by expressing them in the simple language of basic Math (which, we believe, is all that is required). This approach of expressing personal Finance concepts in the language of basic Math also reduces the need for mastery over a particular vernacular language, such as English (which isn’t suitable for such expositions anyway), thus enabling non-native speakers to access these fundamental concepts more easily.

We believe that approached in the right way, Math can be seen and appreciated as a beautiful language in its own right. The ultimate aim of our writings is to foster in you, dear reader, an appreciation for Math, while showing you how to apply it to take control of your personal Finances.


Check out some food for thought at our blog , where we publish one essay every Friday (until the end of 2022) on a topic primarily focusing on one of the main themes of this site: personal Finance or basic Math.

We invite our readers to send us their comments, questions and reflections on our blog posts. When we’ve received enough thoughtful comments and questions on our essays from our readers, we’ll post those on the blog along with our responses on a regular basis (about once a month).

We’ve created some supplementary material to accompany the blog content – see the next section for details.

Standard disclaimer: Please note that since we are not financial or legal professionals, none of the content on this site or its accompanying blog should be taken as financial or legal advice.

Supplementary Material

We’re working on some supplementary material to accompany the blog content over the course of calendar year 2023. You can find a sample of the supplementary material here .

We’d love to hear from you, dear reader, if you find this sample useful, and are interested in more of the supplementary material to accompany the posts on our blog .


Feel free to write to us to share your thoughts, questions, comments, and any other reactions on any content on this site, its accompanying blog or the accompanying supplementary material by sending an email to:  player1 [AT] aplaystudio [DOT] com